PUBLISHED ON: January 17, 2013
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Who, what, when, where, how? Important insurance cases decided in New Jersey courts in 2012 covered the full range of questions raised by policy language, law, chance and human and corporate conduct: Whose property has been damaged (and whose is covered)? What duty does an insurance company or brokerage owe the policyholder? When is coverage triggered? Where should a given case be heard? How does risk get allocated among multiple insurance companies? And of course, what kinds of conduct or occurrences are covered or excluded? Below is a look at the decisions that addressed these questions this year.