No Time Like The Present: Current Insurance Recoveries for Present Liabilities That Include Future Costs and Claims

Policyholder Advisor & Alert

PUBLISHED ON: July 1, 2002

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Insurance is supposed to protect against uncertainty, but these are remarkably uncertain times. Recent decisions from California, the Rhode Island Supreme Court, and the Seventh Circuit show that companies can protect against the uncertainty of long-tail liability through current recoveries for future liabilities under existing insurance policies. These recoveries not only address legitimate concerns regarding long-tail liability, they also help protect against the potential impact of insurance company insolvency.

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