Don't Get Second Guessed: The Known Prior Acts Exclusion

Policyholder Advisor & Alert

PUBLISHED ON: April 1, 1998

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Like many conditionsand exclusions buriedin the fine print of a liability insurance policy, the Known Prior Acts exclusion is a provision most policyholders probably know nothing about until their insurance company uses it to deny a claim. With the Known Prior Acts exclusion, this situation is even more likely given that the exclusion has little to do with knowledge of prior “acts.”  One version of the exclusion states:  Known prior acts.