For the past 13 years, at around this time, I have sat down and inked a list of the ten insurance coverage decisions of the year just-completed that I believed were the most significant. There was nothing complex or scientific about the process nor authoritative about the results. Neither was the process a collaborative effort. I simply devised a selection criteria and set out to choose the ten cases that I, personally, believed most satisfied it. In general, the cases I selected were those most likely to be examined by courts nationally and influence their decisions. The 2013 list and commentary appeared in the December 18th issue of Coverage Opinions.
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