A nurse who works at a hospital — and is also an employee of the employment agency the hospital contracts with to fill professional staffing needs — is covered under the professional liability malpractice policies of both entities, under a decision from the Fourth U.S. Circuit Court of Appeals decided under Maryland law late in 2016. Interstate Fire & Cas. Co. v. Dimensions Assur. Ltd., 843 F.3d 133 (4th Cir. 2016).