Insurance Coverage for Mass Shooting Events

Westlaw Journal Insurance Coverage

PUBLISHED ON: February 15, 2019

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As the recent cascade of mass shooting events show, violent tragedies at both public and private venues leave behind both physical carnage and immeasurable human loss and grief. And gun violence in America is on the rise. In 2017 alone, there were 344 reported mass shooting events and at least 15,549 gun deaths, excluding suicides, in the Unites States. Aside from the incalculable human suffering left in their wake, shooting events also expose entities of all types and sizes to massive financial liabilities. Given this vulnerability, all entities—from school districts and large event venues to small businesses—should examine their current insurance programs and study the available insurance options that can provide coverage should a shooting tragedy occur.