Reprinted in Advisen, Front Page News on September 5, 2017
In the cyberworld in which we live, the liabilities that seem to concern us most are intangible attacks like hacking, phishing and ransomware. Insurance coverage law is only slowly developing with respect to such risks. However, beginning in 1976, New Jersey has had a robust development of insurance coverage law with respect to that most tangible of risks, environmental contamination. Regardless that it is now over 40 years since environmental insurance litigation began, this area of law continues to develop. 2017 has already witnessed three important decisions in the law of insurance coverage for hazardous waste site cleanup, each of which enhances policyholders' ability to obtain coverage for long-tail claims.