January 17, 2013
Who, what, when, where, how? Important insurance cases decided in New Jersey courts in 2012 covered the full range of questions raised by policy language, law, chance and human and corporate conduct: Whose property has been damaged (and whose is covered)? What duty does an insurance company or brokerage owe the policyholder? When is coverage triggered? Where should a given case be heard? How does risk get allocated among multiple insurance companies? And of course, what kinds of conduct or occurrences are covered or excluded? Below is a look at the decisions that addressed these questions this year.