The insurance industry is facing a staggering set of numbers from the country’s two latest disasters. Hurricane Irma will likely cause $20 billion to $40 billion in insured losses for homes, businesses and industrial properties, according to the risk modeling firm AIR Worldwide. Hurricane Harvey left behind an estimated $10 billion in insured losses from wind, flood and storm surge in Texas, AIR said, but estimates including uninsured losses reach as high as $75 billion in property destroyed.