Insurance Coverage for Food Contamination and Recall Claims under CGL, Property and Contamination Policies

This CLE webinar will discuss key insurance coverage issues for food contamination and product recall and claims under CGL, property and contamination policies, the scope of coverage, coverage triggers, relevant exclusions, and policy language interpretation.  The program will address both first- and third-party coverage issues from the perspectives of both policyholders and insurers.

High-profile food contamination claims—as experienced recently by Chipotle—result first in devastating publicity, followed by a flood of class actions, shareholder suits and criminal investigations.  Some claims will then result in costly and expensive product recalls and involvement from the FDA.

For companies facing food contamination and recall events, insurance coverage is essential to mitigating losses.  CGL, property and specialty contamination/recall policies could be triggered for different reasons in a contamination claim and recall event.

Coverage is very fact specific and highly dependent on the policy language.  Both counsel for policyholders and insurers must be prepared to fully understand the scope of these policies, coverage triggers and relevant exclusions to best represent their respective clients in contamination and recall events and litigation.

Listen as our panel of insurance practitioners walks you through the key coverage issues in food contamination and product recall and claims.  The panel will analyze the scope of first- and third-party coverage, coverage triggers, relevant exclusions, and policy language interpretation under CGL, property and contamination policies.  The perspectives of both policyholders and insurance carriers will be presented.